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Mondays with Marnie | Enough is Enough

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February 28, 2022

Mondays with Marnie | Enough is Enough

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Is Enough Ever Enough?

Happy Monday! After taking my kids to school this morning, I went into my daughter’s room and quickly went right back out. The pile of stuff on her floor is unreal. Clothes and who knows what else are crumpled up and look like a trash pile. I know that she probably “had to have” everything in that pile. 

The cutest LuLu leggings, the tennis shoes that would make her cool, a few of my things and a few items that friends have left here. 

It made me think about what all of the stuff in my house does for us. Does it really make us cute, happy, cool, or stylish? I doubt it. 

Does anyone ever say, “I have enough?” Why do we all need 10 pair of running shoes? I don’t know about you, but I work way too hard for my money to exchange it for more stuff. Yes, I shop, and enjoy new things. I’m a sucker for pretty shoes. Recently, I started thinking about prices in terms of how many hours I have to work to purchase things. Is a handbag really worth 5 hours of my time? It may or may not be and that is something that I have to decide. 

As far as my kids go, I know that I need to do a better job of teaching them that they don’t really need more. So, for March, I am doing an “Enough is Enough” experiment. I will not buy anything that we don’t actually need. 

For some reason, I bet I feel just as happy and a little richer at the end of the month. Wanna join me? It starts tomorrow!

Sorry Kids! LOL

xx,

MG

TEA IN THE NEIGHBORHOOD

MARKET STATS


Houston is the No. 29 least-affordable housing market in the country, according to the RealtyHop Housing Affordability Index. 

The top 5 least-affordable cities after Miami and New York are Los Angeles, Newark, N.J., and Jersey City, N.J.

HAPPENING IN HOUSTON

Dog owners, take note: a new dog park is set to be unleashed along Brays Bayou. Hermann Park Conservancy and the Houston Parks and Recreation Department just broke ground on the McWilliams Dog Park, a new, $2 million off-leash dog park along Brays Bayou. Maggie is very excited to play there!

INTEREST RATES 

Conventional 

  • 30 – 3.875% APR 4.103%
  • 20 – 3.625% APR 3.823%
  • 15 – 3.0% APR 3.217%

FHA 

  • 30 – 3.625% 
  • APR 4.247%

VA

  •  30 – 3.625% APR 4.164%

Jumbo

  • 30 Yr – 3.875% APR 3.926%
  • 5 yr ARM – 3.25% APR 3.312%

Investor Options – Single Family Homes

  • 20% Down – 30 yr – 4.875% APR 5.114%
  • 25% Down – 30 Yr – 4.375% APR 4.613%

0-.5 Points unless noted*

www.TexasLoanExperts.com